Quick answer:
The best renovations improve the property’s value, support your resale strategy, and reassure your lender that their capital is protected. Focus on upgrades that increase functionality, curb appeal, and resale value—especially in competitive markets like Dallas, Tarrant, and Collin counties.
Let’s break down what renovations actually move the needle for both your buyers and your private lender.
If you’re using a rehab or fix-and-flip loan from a private lender like Silverton Capital, your renovation budget isn’t just paperwork—it’s a blueprint for risk management.
We review your scope of work to assess:
A solid renovation plan builds confidence—for both you and your lender.
Here are some of the most impactful renovations that deliver strong ROI and help your project stand out:
Buyers look for clean, functional kitchens—not necessarily luxury chef’s setups.
Lenders like to see:
Avoid blowing your budget on ultra-premium finishes unless the neighborhood comps support it.
Modern, clean bathrooms help properties sell faster and signal “move-in ready.”
Smart upgrades include:
These updates are relatively affordable and can offer a strong ROI—especially in older homes.
First impressions matter—to buyers and appraisers.
Focus on:
Curb appeal can be the difference between a quick sale and a stale listing. Lenders also see it as a quick value-booster in comps.
Replacing worn carpet or outdated tile is one of the easiest ways to update the feel of an entire property.
Popular options:
Lenders appreciate flooring updates because they increase resale value and reduce objections during inspection or appraisal.
These might not be “sexy,” but they matter for valuation—and for passing inspections.
Important upgrades include:
While these aren’t glamorous, they protect the lender’s capital and make the home safer and more marketable.
Lenders want you to succeed. But we’ve seen deals go sideways when investors:
At Silverton Capital, we’ll always give you honest feedback on your budget, scope, and draw expectations—because when you win, we all win.
If you're using a draw-based rehab loan, your documentation matters as much as your finish choices.
Renovations that are easy to photograph and verify tend to get processed faster for draws. These include:
Keep before-and-after photos organized by room or phase to speed up draw approvals and avoid delays.
Markets across Dallas, Tarrant, and Collin counties are competitive—and buyers have high expectations. So do lenders.
Silverton Capital funds fix-and-flip and renovation loans for smart investors who understand that ROI starts with renovation strategy.
We move fast, structure deals flexibly, and support you through every phase—from funding to draws to final sale.
Need financing for your next renovation project?
Apply now at Silverton Capital. We fund deals in Dallas, Tarrant, and Collin counties, and we know what upgrades help you win.
This article is for informational purposes only and is not intended to serve as legal, financial, or investment advice. Please consult with a licensed professional before making financial decisions.