Privacy policy
Effective Date: June 4, 2025
Silverton Capital (“Company,” “we,” “our,” or “us”) respectsyour privacy. This Privacy Policy outlines how we collect, use, and safeguardyour information when you visit https://www.silvertoncap.com and engage with our realestate-backed lending services in Texas.
1. Information We Collect
We may collect and process the following types of information:
Personal Information: Name, email, phone number, home and mailing address, Social Security number, driver’s license number or other ID.
Financial Information: Income, assets, liabilities, bank statements, credit scores, loan purpose, collateral property information.
Usage Information: IP address, browser type, device identifiers, pages visited, and site activity.
We may also receive information from third parties such as title companies, credit bureaus, appraisers, or background check providers.
2. How We Use Your InformationWe use collected information to:
- Evaluate loan applications and determine eligibility
- Communicate with you regarding your application, account, or services
- Comply with federal and state lending regulations
- Improve website functionality and user experience
- Prevent fraud and maintain internal security
3. How We Share Information
We do not sell your personal information. We only share information:
- With third-party service providers (e.g., underwriters, attorneys, processors, IT vendors) who are contractually bound to confidentiality
- With title companies, credit reporting agencies, and appraisers as needed for loan evaluation
- As required by law or regulatory bodies (e.g., IRS, law enforcement)
- In connection with a merger, sale, or reorganization of the business
4. Your Privacy Rights (Texas)
As a Texas resident, you have the right to:
- Request access to personal data we hold about you
- Request correction or deletion, subject to legal and regulatory retention requirements
- Limit our use of your data for marketing communications
To exercise these rights, please contact:
Email: info@silvertoncap.com
Mail:
Silverton Capital
1500 Corporate Circle, Suite 12
Southlake, TX 76092
We will verify your identity before processing any requestsand respond within a reasonable timeframe.
5. Legal Disclosures
Silverton Capital complies with all applicable lending andconsumer protection laws, including:
- Gramm-Leach-Bliley Act (GLBA) – Governing financial privacy and data security
- Truth in Lending Act (TILA) and Regulation Z – Ensuring transparency in loan terms, disclosures, and borrower protections
- Equal Credit Opportunity Act (ECOA) – Preventing discrimination in lending decisions
- Texas Office of Consumer Credit Commissioner (OCCC) – State-specific licensing and compliance
All loans are subject to underwriting approval, and terms may vary based on borrower qualifications and property characteristics.
6. Data Security
We implement physical, electronic, and procedural safeguards to protect your data:
- Encrypted transmission of sensitive information (SSL)
- Secure storage and access protocols
- Employee training on privacy practices
- Routine reviews of our data protection systems
7. Cookies & Site Tracking
Our website uses cookies to:
- Analyze traffic and usage trends
- Improve site performance
- Personalize your experienceYou may disable cookies in your browser settings, but doing so may limit some site functionality.
8. Third-Party Websites
This policy does not apply to third-party websites linked from our site. Please review their privacy policies separately.
9. Children’s Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.
10. Updates to This Policy
We may update this Privacy Policy periodically. Any changes will be posted on this page with a new effective date.Contact Us
If you have questions or concerns about this Privacy Policy, please contact us at:
Email: info@silvertoncap.com
Mail:
Silverton Capital
1500 Corporate Circle, Suite 12
Southlake, TX 76092
Website: https://www.silvertoncap.com