Building Your Flip Team: Contractors, Lenders, and Timeline Coordination

Short answer:

A profitable flip depends on three things: the right contractor, the right lender, and a realistic timeline that keeps everything moving. If any one of those is missing, your profits can disappear fast.

Let’s talk about how to assemble a solid flip team—and why coordination is just as important as capital.

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Why You Need a Team (Not Just a Plan)

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Flipping homes in fast-moving markets like Dallas, Tarrant, and Collin counties isn’t just about finding a good deal—it’s about executing quickly and efficiently.

That means:

• Your contractor needs to start on time and finish on budget
  
• Your lender needs to fund fast and release draws smoothly
  
• Your schedule needs to keep everyone aligned from demo to listing
  

Trying to manage all this alone—or worse, with unvetted people—can kill your ROI. A strong team gives you the leverage to move like a pro.

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Step 1: Find a Reliable Contractor (Not Just the Cheapest)

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Your general contractor is arguably the most important person in the flipping process. They’re responsible for:

• Scheduling trades
  
• Pulling permits
  
• Managing inspections
  
• Keeping your budget intact
  
• Protecting your timeline
  

Here’s what to look for:

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✔ Licensed & Insured
Always. No exceptions.

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✔ Real Experience with Flips
Ask if they’ve done investment rehabs, not just homeowner remodels.

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✔ Clear Scope of Work
Your GC should give you a detailed estimate with labor, materials, and timeline breakdowns.

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✔ Willing to Work with Draw Schedules
Private lenders like Silverton Capital release funds in phases as work is completed. Your contractor needs to understand this model and not expect full payment upfront.

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✔ References You Can Call
Talk to 2–3 other investors they’ve worked with. Ask about punctuality, communication, and how they handled unexpected issues.

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Step 2: Choose a Lender That Understands Flipping

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Most banks don’t fund flips. Even if they do, they take too long.

You need a hard money lender who specializes in investor deals, offers draw-based rehab loans, and understands the local market.

Silverton Capital funds fix-and-flip projects across Dallas, Tarrant, and Collin counties, and we structure loans to support:

• Fast closings (5–10 days)
  
• Rehab draws tied to progress
  
• Interest-only payments
  
• Flexible terms for flips, BRRRRs, or spec builds
  

Apply now to see if your deal qualifies.

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Step 3: Build a Realistic Timeline (And Share It With Everyone)

The best flippers aren’t just good at finding deals—they’re good at managing timelines.

Here’s how to build one that keeps your flip moving:

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Phase 1: Pre-Closing

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• Walk the property with your contractor
  
• Get bids and finalize your Scope of Work
  
• Get your rehab budget approved by your lender
  
• Set a target closing date and confirm your contractor is ready to start that same week

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Phase 2: Renovation

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• Split work into draw phases (demo, rough-in, finishes, etc.)
  
• Set weekly goals and hold your contractor accountable
  
• Keep documentation (photos, receipts) ready for draw requests
  
• Expect some delays—but build padding into your timeline
  

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Phase 3: Finishing & Listing

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• Schedule inspections early
  
• Get the home cleaned and staged
  
• Coordinate with your agent to pre-market during the last few weeks of the flip
  
• Aim to list within 2 weeks of final punch list completion
  

A typical cosmetic flip should take 6–10 weeks of construction and 2–4 weeks to sell, depending on the market.

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Bonus Roles to Fill as You Scale

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Once you’re doing more than 1–2 flips per year, consider adding:

• Real estate agent with investor experience
  
• Bookkeeper to track expenses and draw timelines
  
• Transaction coordinator to manage paperwork
  
• Property photographer to maximize your listing appeal
  
• Runner or assistant for errands, materials, and lockbox logistics
  

These roles can be part-time or per-project, but they make a big difference in professionalizing your process.

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Final Thoughts

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Flipping is a team sport—and the stronger your team, the smoother your projects. With the right contractor, a reliable private lender, and a timeline everyone respects, you’ll reduce risk, finish faster, and maximize your returns.

You bring the vision—your team brings it to life.

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Need a lender that fits into your flipping team?

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‍Apply with Silverton Capital for fast, draw-based rehab loans in Dallas, Tarrant, and Collin counties.

This article is for informational purposes only and is not intended to serve as legal, financial, or investment advice. Please consult with a licensed professional before making financial decisions.